Privacy Policy – Business Accounts
Table of contents
1. Introduction
Airpero LTD ("Airpero", "we", "our", or "us") respects the privacy of the businesses we serve. This Privacy Policy – Business Accounts explains how we collect, use, disclose, store, and protect information relating to businesses, their beneficial owners, directors, and authorized representatives when they open or use an Airpero Business Account.
By opening or using an Airpero Business Account, you agree to this Privacy Policy.
2. Information We Collect
Business Information
- Legal business name and trading name.
- Business registration number and jurisdiction of incorporation.
- Business address.
- Industry and nature of business activity.
- Business ownership and corporate structure.
Know Your Business (KYB) and Know Your Customer (KYC) Information
- Identification documents for directors, beneficial owners, and authorized signatories.
- Proof of business registration and address.
- Business licenses, where applicable.
- Source of funds and business activity documentation.
Financial Information
- Bank and payment account details.
- Transaction history and payment records.
- Card issuance and usage information.
- API usage and integration data.
Device and Technical Information
- IP address, device information, browser type, and operating system.
- Login history and authentication logs.
- Cookies and analytics information collected through our website, dashboard, and API.
3. How We Use Your Information
We use business information to:
- Create and manage the Business Account.
- Verify the identity of the Business and its authorized representatives (KYB/KYC).
- Process payments, transfers, foreign exchange, and card transactions.
- Provide API access and support integration.
- Detect and prevent fraud and financial crime.
- Conduct Anti-Money Laundering (AML) and sanctions screening.
- Provide customer and technical support.
- Comply with applicable legal and regulatory obligations.
4. Sharing Your Information
We may share business information with licensed banking partners, card issuing partners, payment processors, identity and business verification providers, fraud prevention and compliance providers, regulators and law enforcement where required by law, and technology and cloud service providers that support our platform.
We do not sell business information to third parties.
5. International Data Transfers
Business information may be transferred to and processed in countries where Airpero or its licensed partners operate. Where required by law, we implement appropriate safeguards to protect information during international transfers.
6. Data Retention
We retain business information for as long as necessary to provide our services, comply with legal and regulatory obligations, prevent fraud, resolve disputes, and enforce our agreements. Certain records may be retained for periods required by applicable law.
7. Security
We use industry-standard administrative, technical, and physical safeguards, including encryption, secure servers, multi-factor authentication, role-based access controls, and continuous fraud monitoring, to protect business information.
8. API and Integration Data
Where the Business integrates with Airpero's API, we process data transmitted through the API solely to provide the requested services, in accordance with this Policy and our API Use Policy.
9. Your Rights
Subject to applicable law, authorized representatives of the Business may have the right to access, correct, update, or request deletion of business information, and to lodge a complaint with the appropriate data protection authority.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our services, legal obligations, or business practices. The latest version will always be available on our website.
11. Contact Us
If you have questions about this Privacy Policy, please contact:
Airpero LTD
Email: support@airpero.com
Website: https://www.airpero.com
Regulatory Notice
Airpero LTD is a financial technology company and is not a bank. Banking, payment, card issuing, foreign exchange, money transfer, and related financial services are provided through licensed financial institutions and regulated payment partners in the jurisdictions where such services are offered.